The wedding was orchestrated beautifully, the honeymoon was a delight, and you're both on cloud nine. But, there are a few residual items that need your attention.

Thank-you notes
Traditionally, you have one year to send gift acknowledgments, but the sooner you get it done the better. You'll prevent some family squabbles with parents and in-laws who are wondering why their friends haven't heard from you yet. The notes should thank the giver by mentioning the specific gift and describing how you intend to use it. A helpful hint: Address envelopes prior to your wedding. Half the job will be done when you arrive home from your honeymoon.

Money matters
Marriage unites two people in important ways, and this includes their finances. By now you should know if you have compatible saving and spending habits. If you haven't already, decide who will have day-to-day financial responsibility and be sure to make big decisions jointly. Both spouses should be well informed and capable of handling financial matters if the need arises.

Other matters to consider include:
Whether to have a joint bank account(s), use of the same medical benefits policies, the terms of your will, and changing beneficiaries on retirement and life insurance policies. If you do not already have life insurance, you may want to consider buying a policy to protect your spouse should anything happen to you. It is also a good idea to obtain insurance for your engagement and wedding rings. This can be done by updating your renter's or homeowner's policy. Also, look into combining your auto insurance coverage; it will probably result in lower rates.

What's in a Name?
If the bride plans to take her husband's name, she should legally change the following (the first two require that you show an original marriage license).

• Driver's license
• Social Security card
• Income tax forms
• Voter registration card
• Passport
• Bank accounts
• Credit cards
• Insurance policies