Variable life insurance policies and mutual funds are offered by prospectus only. A prospectus is available from your investment professional. The prospectus contains information about the product’s features, risks, charges and expenses, and the investment objectives, risks and policies of the investment portfolios, as well other information about the product. Please read the prospectus and consider this information carefully before investing. Product availability and features may vary by state. Mutual fund return and principal value will fluctuate with changes in market conditions such that shares may be worth more or less than original cost when redeemed.

All insurance product guarantees are based on the claims-paying ability of the issuing insurance company. The amounts allocated to the variable investment options of your account balance are subject to market fluctuations so that, when withdrawn it may be worth more or less than its original value.

Securities products and investment advisory services offered by MetLife Securities, Inc.(member FINRA/SIPC) and a registered investment adviser, 200 Park Ave., New York, NY 10166. MLIC and MSI are affiliates.