Many Americans today are living longer, healthier lives, which could mean your finances may need to accommodate extra years of retirement. It’s up to you to make yours a comfortable retirement. In most instances, Social Security alone will not provide you with as much money as you were earning before you retired. That’s where a 401(k) comes in.

Fortunately, you may have access to a powerful retirement tool that can provide a portion of your retirement income—a 401(k) plan provided through your employer.What you get out of a 401(k) generally depends on how much you put in and how wisely you invest your monies. This article can help you reap the full benefits of your plan.