Having a Baby-Life Insurance-MetLife




If I'm having a baby

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If I'm having a baby; image of smiling pregnant woman with man, feeling for the baby's kick

	If I say "I do"
	If I'm having a baby
	If I'm buying a home
	If I'm on a budget
	If I don't know how much I need
	If I'm not sure which kind is right for me

A few reasons to get life insurance if you have a little one on the way.

Now that your family is growing, it’s the perfect time to consider life insurance. The right policy can help provide financial security for your baby if anything happens to you. A little planning today can take care of your little one tomorrow, and into the future.

If you have a growing family, life insurance can help you:

	Provide for those who depend on you Even if your tot keeps you up at all hours, you can rest easy knowing that life insurance can help rebuild your family’s financial security if anything happens to you.
	Keep your surviving spouse out of debt. Losing you when there’s a young child to care for can be particularly difficult on your spouse. Life insurance can help ease your spouse’s financial burdens by covering things like funeral costs, outstanding debt, childcare, and everyday living expenses.
	Keep your family in your home. If something happens to you, life insurance can help ensure that your family will be able to stay in the home and neighborhood where they feel comfortable, and won’t have to make rash decisions about moving or selling during a time of emotional stress.
	Send your child to college. You can also think of life insurance as college insurance for your kids, so if something should happen to you, money for tuition will be there. What’s more, the cash value of Permanent Life Insurance can be an important supplement to your college savings plan.¹

How Permanent and Term Life Insurance can help you plan for your ifs.
As your family grows, it’s important to have a life insurance policy that will help you protect your family from debt, realize your financial goals, and plan for the ifs in life. You may consider Permanent Life Insurance, which provides a lifetime of protection, flexible payment options, and cash value that can be used for any reason you choose—such as your child’s education, in case unexpected challenges come your way¹. You may also consider Term Life Insurance, which offers an inexpensive way to protect your family for a specified period of time, and can help ensure that you have the right amount of coverage when you need it.

We’re always here to answer your questions.
We’d be happy to help you decide which policy can keep up with your growing family. You can have a MetLife Representative contact you or we can help you find a MetLife Office. You can also learn more about Term Life Insurance and Permanent Life Insurance on your own.

Life insurance issued by Metropolitan Life Insurance Company, New York, NY, 10166, MetLife Investors USA Insurance Company, Irvine, CA, 92614 (except in NY), and First MetLife Investors Insurance Company, New York, NY (NY only), members of the MetLife family.

Like most insurance policies, MetLife's have exclusions, reductions of benefits and limitations and terms for keeping them in force. Your representative will be happy to provide you with the costs and details.

¹ Cash values can be accessed through loans and/or withdrawals, but these are likely to reduce death benefits. In addition, withdrawals may be subject to surrender charges and could have a permanent effect on the cash value. Loans reduce the cash value and death benefit by the amount of the loan outstanding plus interest.

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		Life Insurance Calculator
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		Life Insurance Glossary

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