On a budget-Life Insurance-MetLife




If I'm on a budget

back 4 of 6 next

If I'm on a budget; image of two children and a woman thoughtfully looking at a laptop

	If I say "I do"
	If I'm having a baby
	If I'm buying a home
	If I'm on a budget
	If I don't know how much I need
	If I'm not sure which kind is right for me

Life insurance may be more affordable than you think.

If you’re just starting out or have a lot of expenses, you may think you can’t afford life insurance right now. That isn’t necessarily true. MetLife offers policies that are affordable for today—and flexible in case your needs change in the future. Here are two reasons why you should look into life insurance even if you’re on a tight budget.

Even if you’re pinching pennies, life insurance can help you :

	Put first things first Most of us start small, financially, and we can’t always afford what we want or need. The best thing to do? Prioritize. One tried-and-true approach to building your personal safety net is to start with a portfolio of protection—life, health and disability income insurance—as soon as your basic expenses are covered and you’ve established an emergency fund, but before allocating large amounts to investments. So you protect your family first.
	Take the first step towards financial security for your loved ones. Even if budgeting is your top concern, you should take steps to ensure that your family can carry on if you can’t be there for them. So if you need to start small, we understand. But start. We can help.

How Permanent and Term Life Insurance can help you plan for your ifs.
If you’re on a tight budget, you may consider Term Life Insurance, since it’s generally the least expensive and least complicated type of life insurance. Although it’s designed for temporary protection, you may be able to convert it to a Permanent Life Insurance policy later as your resources grow and your need for Permanent Life Insurance evolves.

Talk to us—or learn more on your own.
If you’re on a budget, we’ll work with you to help ensure you stay within it—while getting the coverage you and your family need. If you’d like, you can have a MetLife Representative contact you or we can help you find a MetLife Office. You can also learn more about Term Life Insurance and Permanent Life Insurance on your own.

Life insurance issued by Metropolitan Life Insurance Company, New York, NY, 10166, MetLife Investors USA Insurance Company, Irvine, CA, 92614 (except in NY), and First MetLife Investors Insurance Company, New York, NY (NY only), members of the MetLife family.

Like most insurance policies, MetLife's have exclusions, reductions of benefits and limitations and terms for keeping them in force. Your representative will be happy to provide you with the costs and details.

Account


		RelatedLinks

		Life Insurance Calculator
		Life Insurance FAQs
		Life Insurance Glossary

Legal Notices