Immediate Annuities information for Retirement from MetLife




Immediate Annuities

Immediate Income Annuities can be a key component to your retirement savings plan by providing you with a stream of income you can’t outlive.

There are several types of annuities, but the one that can help generate income as soon as you purchase it is called an immediate annuity.

An immediate annuity is designed to complement your other forms of guaranteed lifetime income such as Social Security and pension plans. By converting a portion of your assets into an immediate annuity, you can add another layer to your stream of lifelong income that can help you cover your predictable retirement needs.

Annuities are also flexible, allowing you to customize your payments to meet your needs. Payment from an immediate annuity can be taken in a number of ways such as monthly or bimonthly. The amount you receive will depend on the type of immediate annuity you purchase. A fixed immediate annuity will provide you with the same amount at every payment, while the amount you receive from a variable immediate annuity will fluctuate with the market.

You may have more questions about annuities and which ones might be right for you. We’ll be happy to look at your retirement needs and help you decide.

		Learn more about Immediate Annuities

		Speak with a MetLife Representative


	Retirement Toolbox

			Helpful tools for planning your retirement >


	Insights from the Mature Market Institute

			Access research from our comprehensive expert center >

Metropolitan Life Insurance Company, New York, NY 10166 (MLIC). Securities, including variable products offered by MetLife Securities, Inc. (MSI)(FINRA/SIPC), 200 Park Avenue, New York, NY 10166. MLIC & MSI are MetLife companies.

Variable annuities are offered by prospectus only, which is available from your registered Representative. You should carefully consider the product’s features, risks, charges and expenses, and the investment objectives, risks and policies of the underlying portfolios, as well as other information about the underlying funding choices. This and other information is available in the prospectus, which you should read carefully before investing. Product availability and features may vary by state. All product guarantees are based on the claims-paying ability of the issuing insurance company.

The amounts allocated to the variable investment options of your account balance are subject to market fluctuations so that, when withdrawn or annuitized, they may be worth more or less than their original value.

Like most annuity contracts, MetLife's contracts contain exclusions, limitations, reduction of benefits, surrender charges and terms for keeping them in force. A MetLife Representative can provide you with costs and complete details.

Legal Notices