Fraud--The use of deception to obtain money or something else of value--is one of the most widespread crimes in America today. And according to authorities, it's getting worse each year. It's estimated that consumers and businesses lose several hundred billion dollars each year to various fraud schemes.  

Being victimized by fraud can be one of the worst experiences you can have. Besides the devastation of knowing that someone has taken advantage of you, the financial costs can be enormous and long lasting.  This article will give you tips and resources to help you avoid fraud, report suspected fraud, and minimize the damage if it occurs. While many types of fraud exist, we'll look at three of the most common: identity theft, insurance fraud, and telemarketing fraud.