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It's a fact! MetLife Auto & Home delivers superior auto and home insurance discounts and benefits, including unbeatable service, that beat competitors hands-down. If you're not taking advantage of all the money-saving opportunities listed here, contact your MetLife Auto & Home representative today.
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Save up to 10%* with our multi-product and multi-policy discounts for having auto, as well as home insurance. For other multi-product and multi-policy discounts not listed here, contact your MetLife Auto & Home representative today.
Sample multi-policy discounts:
- Auto/Home Multi-policy Discount: 10%*
- Auto/Life Multi-policy Discount: 5%**
* Auto/Home Multi-policy Discount: A discount will apply to the total policy premium for those insureds with both home and private passenger automobile insurance with MetLife Auto & Home. The percentage amount of the discount may vary by state. The Auto/Home Multi-policy Discount is not available to auto policies where the insured's homeowners insurance is a renters policy, and is not available on the homeowners policy, if the auto policy is written in Metropolitan General Insurance Company or at a nonstandard rate level
** Receive 5% off your auto policy premium with qualifying products written by Metropolitan Life Insurance Company or an affiliated company domiciled in the United States. Not available in MA, AK, DC, DE, and HI.
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With our Deductible Savings BenefitSM,* you automatically earn a $50 credit (up to $250) for each year of claim-free driving. That money is applied to your comprehensive or collision deductibles when you submit a claim.
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Successfully complete a MetLife Auto & Home approved driver improvement course (available on-line and on DVD), and we'll give you a Driver Safety Course Discount. (Discount for on-line course not available in all states, such as NY.)
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If all drivers in your household have outstanding driving records, you'll automatically get a Superior Driver Discount of up to 12% (discount varies by state), or MetRewards® - Save up to 20% if you are claim and violation free for 5 years! That's right, with our “Clean in 5” auto reward, you'll enjoy a discount from 10% to 20%! (Note: “Clean in 5” percent discount varies by state). Contact your local MetLife Auto & Home representative for the discount available in your state.
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New car totaled? No problem! We'll replace your new auto during the first year or 15,000 miles (whichever comes first) with no deductions for depreciation.**
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Through our Guaranteed Repair Program, we work with more than 2,000 repair facilities where we back the work done on your vehicle for as long as you own it. (Not available in MA.)
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For having factory-installed safety systems, such as air bags, antilock brakes, and automatic seat belts, earn discounts up to 40% off some auto coverages.
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Glass repairs without a deductible. Is your windshield chipped? When you choose repair over replacement, we'll waive your deductible and finish the job in just minutes.
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Save with our multi-car discount by insuring two or more vehicles with MetLife Auto & Home.
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Criminals hate antitheft devices, which is why we love them. You'll save, if you have any of these: a qualifying passive or active disabling device; or an electronic vehicle recovery device such as a LoJack® system (not available in all states).
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Be sure to see our section on multi-product discounts, too!
* Deductible Savings Benefit (DSB) is not available in all states. In NY, drivers must pay a state-required minimum deductible before using this benefit.
** Does not apply to leased, substitute, or non-owned autos. See policy for restrictions. Not available in all states, such as MA and NC.
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When your teen logs 20 drives of at least 30 minutes each with a parent or guardian as the co-pilot, he/she'll earn a $100 savings bond through our Sunday Drive program. (Not available in all states.)
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Drive Safe & Cash In! Your teen could earn $50 cash for each year he or she drives with no accidents, violations, or claims. (Not available in all states.)
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Your star high school or college student could earn you an auto discount of up to 15% if he/she qualifies for a Good Student Discount.
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Is your child younger than 25 and still insured on your auto policy? You may qualify for a Resident Student discount , if that child lives at a school that's more than 100 miles from home and does not have access to your car.
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With Coverage A Plus, your homeowners policy will cover the full* cost to repair or rebuild your house, even if the cost exceeds the limit of liability shown on the policy. MetLife Auto & Home® is one of the few insurers to offer its policyholders this valuable coverage.
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Our loyal customers with no claims in the past five years are awarded our MetRewards® discount. (Not available in all states).
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Get a Protective Devices Discount for extras such as a central or local fire alarm, automatic sprinkler system, and a central or local burglar alarm.
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If your residence is monitored by security guards or surrounded by locked gates, you may qualify for a Controlled Access Community or Building Discount.
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MetLife Auto & Home is there with a 24/7 network of emergency service providers who can assist with the clean up following a covered water, smoke, or fire loss at your property.
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Through our General Contractor Program, we work with more than 2,200 contractors nationwide who may be able to assist you following a covered property loss.
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Be sure to see our section on multi-product discounts, too!
* Subject to deductible. See policy for restrictions. Not available in all states or on all policy forms.
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- 24/7/365 claim service. We're ready to serve you day or night through our toll-free claim number, telephone system, and our Web site.
- We work diligently to adjust all claims in an expedient manner to ensure your overall claim experience reflects the superior service we strive to deliver with each and every claim handled.
- We want you to be confident about your insurance, so call us anytime for a free policy review. We'll help you determine whether you have adequate coverage for everything from auto bodily injury to home disasters.
- Save your stamps! You can set your insurance premiums to be automatically deducted from your bank account with our ExpressIT® automatic payment plan. There are no fees, and you'll never have to worry about the payments.
- Identity Theft Resolution. Our valuable Identity Theft Resolution Service is automatically provided to most auto, homeowners, renters, and condo policyholders at no additional charge. If you're a victim of identity theft, we'll pair you up with a personal identity theft representative, who will help you contact creditors, notify police, file affidavits, and more. We'll also give you a full year of credit and fraud monitoring. Not available in NC, nor to auto customers in NH.
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Don't have a policy with us yet? What are you waiting for?
Get lower rates and special discounts from MetLife Auto & Home now!
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MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company, Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company, and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, and discounts are available in most states to those who qualify. See policy for restrictions.
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