Created solely for members of the Federal family, the Federal Long Term Care Insurance Program can help protect you from the potentially high costs of long term care. The Program is sponsored by the U.S. Office of Personnel Management (OPM).

After carefully considering the proposals submitted, OPM chose John Hancock and MetLife – two of the largest and most financially stable companies in the insurance industry – in December 2001 to introduce and administer the coverage.

This program features group rates, expansive home care benefit including informal care and innovative inflation options.