We repair or replace your home

Whether you own a mobile home or a manufactured home, in the event of a covered loss, your MetLife Auto & Home mobile homeowners insurance policy will pay you the following*:

• To repair or replace your home
• To repair or replace attached porches, patios, and decks
• To repair or replace other buildings, such as garages and storage sheds
• Additional living expenses you may incur, such as hotel and restaurant bills, if you are forced to move out of your home because of a covered loss.

You choose the settlement method that suits your budget

We want to make our insurance policies fit your wallet, so we offer you two choices in loss settlement options.

• Replacement cost. This option provides the cost to repair or replace your home without any deduction for depreciation, up to the amount of coverage purchased.
• Actual cash value. This loss settlement option is less expensive than replacement cost. It pays you the amount to replace your damaged property -- minus depreciation. This option also applies if you do not actually repair or replace the damaged property, even if you had purchased the replacement cost option.*
  

You get top-notch benefits*

No matter which settlement option you choose, the following benefits are available with our policy for mobile homes and manufactured homes:

• Trip collision coverage, which covers your mobile or manufactured home while it's being driven to a new location, is available for an additional premium.
• Worldwide coverage for your personal belongings, which covers the things you own if they're lost, stolen, or damaged wherever you're traveling.
• Water backup coverage for damage that results from water that backs up through sewers, drains, or sump pump wells is available as an optional purchase.
• Identity Theft Protection Services which address the growing problem of identity theft. If you're a victim of identity theft, we'll have you work one-on-one with a counselor who will help you contact creditors, notify the police, sign affidavits -- and restore your good name. Available to customers in most states.
• Legal defense and court costs will be paid if you are sued.
  

You can save with valuable insurance discounts.

Contact a MetLife Auto & Home representative to ask if you're eligible for these discounts:

• Savings for newer mobile homes when insured on a replacement cost basis
• Discount for approved protective devices
• Discount for mature mobile homeowners
• Multi-policy discounts. If you have more than one policy with MetLife Auto & Home, including auto and mobile homeowners, you may be able to save up to 10% on certain premiums.*
  

24/7/365 claim service

When you purchase a policy for your mobile home or manufactured home from MetLife Auto & Home, you get the same round-the-clock, fair, and fast claim service we give all our policyholders.

Get a free, no-obligation quote

Call MetLife Auto & Home at 1-800-MET HOME for a quote for insurance for your mobile home or manufactured home today.