What should I do if I get in an auto accident?
There are several things you should do immediately after an accident to protect yourself and your vehicle. Follow these suggestions even in what seems like a minor auto accident -- you may see later that there were hidden damages or injuries, or the other person may file a lawsuit against you.

• Move yourself and, if possible, your car to a safe, visible place. Turn on the hazard lights. Turn off the ignition if your car can't be moved. Be careful exiting your car.
• Determine if anyone is injured. Don't move an injured person except in cases of imminent danger to that person.
• Call the police immediately. Use 911 in most places. Report any injuries.
• If another vehicle is involved, write down the other car's year, make, model, and license plate number, as well as the other driver's name, address, driver's license number, insurance company, and auto insurance policy number. Also write down names and addresses of other passengers or witnesses. Their information may be vital if there are conflicting stories.
• Write down the names and badge numbers of police and emergency personnel at the scene. Ask the officer how to obtain a copy of the police report for your insurance claim.
• If you suspect the other driver was under the influence of alcohol or drugs, ask that a breath or drug test be performed.
• Cooperate with police fully.
• Do not accept money to repair damages from the other driver. By accepting money, you may give up your right to file a claim against the other driver, even if damages turn out to be more expensive than you first thought.
• Write down accident details as soon as possible. Include the time of day, weather, hazards, road conditions, and driving speed. Draw a picture of the accident scene, showing such things as stop signs and signal lights. Note any skid marks and previous damage on other cars involved. If a camera is available, it's a good idea to take pictures.
• Report the accident to MetLife Auto & Home as soon as possible if you’re a MetLife Auto & Home policyholder. The toll-free number is 1-800-854-6011. You’ll find this information on your auto insurance card, which you should keep in your glove compartment. If you’re insured with another company, contact them as soon as possible.