In today’s world, some risks – once only worst-case scenarios – are all too real. Serious threats exist that could potentially disrupt an organization’s cash flow and undermine its business processes. MetLife reduces the exposure by creating hybrid solutions, using traditional insurance products in a non-traditional way, or combining a variety of financial and risk management products¹.

Our sophisticated risk financing and transfer strategies are tailor-made for each client’s specific needs and liabilities. Because they draw on a variety of techniques, these structures provide a level of coverage beyond "off the shelf" insurance and investment products and offer financial alternatives with high credit quality and attractive returns. We can help institutions to reduce balance sheet contingencies and minimize the impact of an adverse event on their financial statements in a tax-efficient manner.

Investment Management Services

Alternative risk transfer can be used for:

• Portfolio transfers for insurers, captives, self-insureds
• Financing for environmental liabilities, product liability, workers’ compensation, and professional liabilities
• Aggregate stop loss insurance (and reinsurance)
• Asset/liability management
• Multi-year protection

At MetLife, we design and implement flexible, proactive solutions. We welcome the opportunity to partner with you to explore the challenges you face. Please call 1-888-217-1858 to schedule a stable value, risk transfer meeting or enhanced indexing meeting.