Long-Term Care Insurance: The Essentials® is an educational guide and a general introduction to long-term care insurance.  It defines terminology generally used in the industry, presents some basic issues, and provides answers o some frequently asked questions.

• Long-Term Care Insurance: The Essentials (PDF, 256 kb) generic version.  (Not for use in CA,TX,OK,FL,VT)
• Long-Term Care Insurance: The Essentials (PDF, 133 kb) (for use in California only)
• Long-Term Care Insurance: The Essentials (PDF, 219 kb) (for use in Florida only
• Long-Term Care Insurance: The Essentials (PDF, 158 kb) (for use in Oklahoma only)
• Long-Term Care Insurance: The Essentials (for use in Texas only)