There are a few details that need to be addressed right away so that you can proceed with the memorial or funeral arrangements.  If you feel unable to cope with these tasks yourself, enlist the help of a family member or close friend.

The Death Certificate.
This legal document is needed to finalize almost every aspect of your loved one's affairs—now and in the future. In fact, in some states, the body can't be moved without it. And later, you must have it to start the probate process and obtain any life insurance benefits. Most funeral directors will obtain the certificate for you as part of their services. You usually can request additional copies from your local records division listed in your telephone book under "Government and Community Services."

A Funeral or Memorial Service.
Many people make their own funeral arrangements in advance -- either with the help of a lawyer or a family member or friend. If your loved one has died without making specific funeral arrangements, try to locate any written instructions to serve as your guide.

Funerals and memorial services bring family and friends together to comfort and support each other, to show respect for the deceased and to observe any religious customs. They are an important aspect of the grieving process. You should keep in mind that memorial services and funerals, in particular, can be costly. Funeral homes can provide a dignified service to accommodate most budgets. However, before you sign any final agreement, figure out how much you can spend on funeral arrangements and remain firm about the amount, don't let guilt affect your decisions. If you need an objective point of view, ask a friend or family member to join you when you finalize the funeral arrangements.

Under the "Funeral Rule" of the Federal Trade Commission, funeral directors are required to provide you itemized prices either in person, or if you ask, over the phone.  There is other information they must provide as well.  If you make the funeral arrangements in person, you must by given a written price list, detailing the merchandise and services the funeral home offers.

Some funeral providers offer "packages" that include all the goods and services needed for a funeral.  You do not have to accept a package, though, since it may include goods or services you don’t want.  You have the right to choose the specific merchandise and services you want.

After you make your choices, the funeral providers must give you an itemized statement, including fees, of all the services you select – before you sign an agreement.  Prices are not regulated and will vary, but most funerals average around $6,000.