Auto insurance can help offset the cost of:

• Medical expenses due to bodily injury to yourself and others resulting from an accident.
• Lost wages due to injury resulting from an accident.
• Benefits to survivors when an accident results in death.
• Lawsuits, including legal fees, brought against you as the result of an accident.
• Vehicle repairs due to damage caused in an accident.
• Vehicle repairs due to damage caused by something other than an accident (e.g., flood or vandalism).

Note that many states require at least a specific minimum amount of insurance.

What Are My Options?
When you buy an auto policy, you put together a “package” of insurance from standard types of coverage—a package that will protect you, your family, your vehicle, and your assets. Before you can determine the specific insurance coverage that’s right for you, you need to become familiar with the standard types of auto insurance coverage offered. They include:

• Bodily Injury Liability
• Property Damage Liability
• Collision coverage
• Comprehensive coverage
• Medical Payments coverage
• Uninsured/Underinsured Motorists Protection