Keep in mind, price shouldn't be your only consideration. Service is also important. You should also consider:

• Are the employees helpful?
• Are your questions answered quickly and accurately?
• Will the bank's hours and locations serve your needs?
• Is there an 800-phone number for 24-hour service, 7 days a week? You, as the consumer, have the right to change your bank at any time, for any reason. Shopping for financial services should be an ongoing process that continually meets your changing needs.