The Index Selector is an investment strategy that is designed for investors who are looking for an easy way to allocate their assets in accordance with their risk tolerance and seek returns of the market performance benchmarks.1
Index Selector uses an asset allocation service to diversify your assets across five index portfolios and the Fixed Account. There are five Index Selector models to choose from ranging from conservative to aggressive risk levels.
The Index Selector offers several key benefits, including convenient asset allocation, and broad diversification across asset classes - U.S. large- and small-cap companies, international stocks, bonds, and cash equivalents/fixed interest. The portfolios tend to hold many of the same stocks or bonds that are tracked by the actual index. Of course, because the portfolio holdings may vary from the index, there is no guarantee that an index portfolio will achieve the performance of its index.
After you have made your choice, 100% of your money goes in to that model. Each quarter, your cash value is automatically rebalanced to match the allocation of the Index Selector model you chose. We will continue to implement the Index Selector strategy using the percentage allocations of the models that were in effect when you selected the Index Selector. You should consider whether it is appropriate for you to continue this strategy over time if your risk tolerance, time horizon or financial situation changes. You can switch to another allocation or discontinue Index Selector at any time.
Variable insurance products, including variable annuities and variable life insurance, are offered by prospectus only. The prospectus contains information about the product's features, risks, charges and expenses, and the investment objectives, risks and policies of the underlying portfolios, as well as other information about the underlying funding choices. Read the prospectus and consider this information carefully before you invest. Product availability and features may vary by state. All product guarantees are based on the claims-paying ability of the issuing insurance company.
Please click here for a prospectus, or call 800-MET-5000 or email lifeinfo@metlifeservice.com. Please read the prospectus carefully before investing or sending money.