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Optional Retirement Plan site! |
How do you imagine spending your retirement? Relaxing on a beach? Vacationing overseas? Fixing up the house? Whatever it may be, MetLife and SUNY can help you achieve these goals.
MetLife is proud to be an approved provider of the Optional Retirement Program (ORP), a salary-reduction only 403(b) program. MetLife's mission is to help you prepare today for a more secure tomorrow. To meet this goal, MetLife is dedicated to providing you quality products and services to help you reach your financial goals for your retirement years.
MetLife’s Financial Freedom Account (FFA) variable annuity is a retirement savings vehicle designed to help you accumulate assets for retirement and provide you with income during retirement. The FFA for the ORP is issued by Metropolitan Life Insurance Company and is available for SUNY employees. The MetLife Financial Freedom Account offers flexible payment options and 38 funding options..
ONLINE ACCOUNT ACCESS
MetLife eServiceSM allows you to manage your retirement account online. Through MetLife eServiceSM you can view your account information, make current and future allocation changes, view funding option information and much more virtually anytime.
Click here to log into or register for MetLife eServiceSM
Like most annuity contracts, MetLife's policies and contracts contain exclusions, limitations, reductions of benefits, surrender charges and terms for keeping them in force. There is no guarantee that any of the variable funding options in this product will meet their stated goals or objective. The account value is subject to market fluctuations so that, when withdrawn, it may be worth more or less than its original value. All product guarantees are based on the financial strength and claims paying ability of MetLife.
Ask your representative for a Financial Freedom Account prospectus and prospectuses for the Metropolitan Series Fund, Met Investors Series Trust, American Funds Insurance Series, Calvert Social Balanced Portfolio, Calvert Social Mid Cap Growth Portfolio and Fidelity Variable Insurance Products Funds. The prospectuses contain information about the contract’s features, risks, policies, charges and expenses, and the investment objectives, risks and policies of the underlying portfolios, as well as other information on the underlying funding choices. Please read the prospectus and consider this information carefully before making purchase payments, allocations or redemptions.
Withdrawals are subject to ordinary income tax and before age 59½ are generally prohibited. Some exceptions apply. Where permitted, a 10% additional federal tax may apply. MetLife Resources is a division of Metropolitan Life Insurance Company, Inc., New York, NY 10010.
The Financial Freedom Account Variable Annuity is issued by Metropolitan Life Insurance Company, 200 Park Avenue, New York, NY 10016 and distributed by MetLife Investors Distribution Company (member FINRA), 5 Park Plaza, Suite 900, Irvine, CA 92614.. Securities, including variable products, offered by MetLife Securities, Inc. (member FINRA/SIPC), 200 Park Avenue, New York, New York 10166. Metropolitan Life Insurance Company, MetLife Securities, Inc. and MetLife Investors Distribution Company are affiliates.
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