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Nearing Retirement

If you're nearing retirement, like Maggie, you might be excited about having the freedom to spend your days as you wish. You've saved as much as you can, and you want to make the most of what you have for you and your loved ones. As you transition to retirement, MetLife can help you make important decisions about your Social Security options, and which financial options may help you maximize and protect your income in retirement.

Now that Maggie’s just a few years away from retirement, she’s making “catch-up” contributions to both her IRA and 401(k) plans, but wonders what other moves she can make to maximize her retirement savings. Read about smart savings and investment options.

If I retire before I'm Medicare eligible

As Maggie plans for retirement, she would like to ensure she has the coverage she and her family needs to protect against gaps and the risk of rising healthcare costs. She would also like to protect her retirement against any unforeseen medical events. Learn how you can protect your retirement from rising and or unforeseen health expenses.

People are living longer and spending more time enjoying retirement. Maggie knows this because her parents lived well into their 90s. While Maggie will receive a pension and Social Security benefits, to ensure she and her husband have enough money to enjoy their retirement, they are considering an Immediate Income Annuity, so they will have a guaranteed* income stream throughout their retirement. The Immediate Income Annuity will help to protect and also maximize their income in retirement.

It is important to Maggie to take care of her loved ones. She'd like to plan ahead to ensure she leaves a legacy. Here are easy steps to help ensure your loved ones are taken care of.

Protecting your nest egg from the "ifs" in life.
Have you thought about ways to protect your nest egg from unforeseen events? Consider these steps to creating a secure retirement:

Products	Retirement Tools
Deferred Annuities	Income Annuities Guide - NEW!
Immediate Annuities	Retirement IQ Quiz - NEW!
IRAs	Retirement Income Snapshot - NEW!
More...	Social Security Decision Tool - NEW!
	Life Expectancy Calculator
	More...

Not sure where to start? Have a MetLife Rep Contact You >


	Retirement Toolbox

			Will you have enough income to live the life you want in retirement? >

			Retirement Benefits Checklist >

			What You Need to Know About Healthcare >

			What Is Medicare and How Does It Work? >

			More...


	Insights from the Mature Market Institute

			Predictions for Financial Services >

			Retirement Income Decisions >

			The Future of Retirement Living >

			Long-Term Care Insurance Essentials >

			Purchasing Long-Term Care Insurance >

			More...

With respect to the Variable Immediate Income Annuity, income payment will increase or decrease based on the performance of the funding options you select within the Variable Immediate Income Annuity.

*Guarantees apply to certain insurance and annuity products (not securities, variable or investment advisory products) and are subject to product terms, exclusions and limitations and the insurer’s claims-paying ability and financial strength.

Metropolitan Life Insurance Company, 200 Park Avenue, New York, NY 10166. Securities products offered by MetLife Securities, Inc.(member FINRA/SIPC), 200 Park Avenue, New York, NY 10166. Metropolitan Life Insurance Company and MetLife Securities, Inc. are affiliates.

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