Congratulations! You're a landlord with one or more rental properties in your investment portfolio. Protect yourself with a comprehensive insurance policy from MetLife Auto & Home that combines key property and liability coverages.
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Do you own a rental building designed for one to four families? You need Landlord's Rental Dwelling insurance.
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Do you own a condominium that you rent out? You need Landlord's Rental Condominium insurance.
Unique, expanded property coverage
The needs of a landlord are different from a typical homeowner. That's why our landlord's rental insurance policies provide a broad range of property protection. We cover*:
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Your rental building
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Other private structures on the property such as a garage or shed
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Your personal property. As a landlord, you likely have items that you own -- such as tools, appliances, or furniture -- that are used by your tenants or stored on the rental property. This coverage extends even to items that are out for repair or servicing.
Protection from lawsuits
One of the biggest risks landlords face is liability for injuries or property damage that happens on a rental property. MetLife Auto & Home insurance policies include liability coverage to protect you from lawsuits for bodily injury or property damage arising from the use of your personal property*.
With Medical Payments Coverage, which is included on standard policies, we'll even pay up to $1,000 -- with no deductible -- for medical costs if someone is hurt on your rental property.* (Higher limits are available, up to $5,000.)
Payment for loss of rental income
If you rely on the income from your tenants to pay your mortgage, you could face significant financial hardships if you have a fire or other loss that makes your rental property unfit to rent. With MetLife Auto & Home landlord's rental insurance, we'd pay you for your loss of rental income during the repair or rebuilding up to the limit specified in your policy.*
24/7/365 claim service
When you purchase a landlord's rental insurance policy from MetLife Auto & Home, you get the same round-the-clock claim service we give all our policyholders, so you can call us anytime.
Flexible payment plans
You have your choice of various payment plans, including ExpressIT®, which conveniently deducts payments from your bank account. This plan features no paper bills, no checks to write, and no clutter. Payment plans vary by state.
If your identity gets stolen...
We provide Identity Protection Services for most landlord's rental policies - at no additional cost. If you're a victim of identity theft, we'll assign you a fraud specialist who will help you contact creditors, sign affidavits, notify police, and more.
