MetLife's Human Life Value Calculator


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MetLife's Human Life Value Calculator

Let’s determine your number of income-earning years from now until you retire.


	Current Age:

	Anticipated Retirement Age:

Now, tell us about your income and expenses, so we can estimate what you
will earn and spend, on yourself, during your working lifetime.


Annual Income	$
Consider income sources like salary, commissions, and bonuses.

Annual Increase		%
Estimate what percentage increase you can expect each year from raises, promotions, changing jobs, etc. (typically 3%).

Fringe Benefits	$
Estimate how much you would have to pay each year to replace employer-provided health, dental, and long-term care insurance as well as day care (typically around $10,000/year).

Tax Bracket/Rate		%
Not sure which bracket you're in? The average tax bracket/rate is 28%.

Monthly Expenses	$
Estimate how much you spend each month (on only yourself) for food, clothing, transportation, entertainment, etc. Do not include housing expenses.

Investment Return Rate		%
Enter the rate that you believe your family could safely earn on your life insurance proceeds (the average is about 5%).

Finally, tell us how much life insurance you currently have.


	Current amount of life insurance	$
	Enter the total amount of life insurance you have now, including individual and group policies.

MetLife's Financial Underwriting Guidelines may in some instances limit the amount of life insurance that we can offer. Contact a representative for more details.

Copyright 2003-06 MetLife, Inc. - All Rights Reserved - L0612DQP0(exp0109)ENT-LD PEANUTS Copyright United Feature Syndicate, Inc. Guaranteed Level Term is underwritten and issued by Metropolitan Life Insurance Company, NY, NY 10166, MetLife Investors Insurance Company, St.Louis, MO 63128, New England Life Insurance Company, Boston, MA 02117, Texas Life Insurance Company, Waco, TX 76701, General American Life Insurance Company, St. Louis, MO 63128, MetLife of Connecticut, Hartford, CT 06199,MetLife Investors USA Insurance Company, Wilmington, DE 19899, MetLife and Annuity Company of Connecticut, Hartford, CT 06103,First MetLife Investors Insurance Company, NY, NY 10166 (collectively and singly MetLife Investors), members of the MetLife family. All guarantees are subject to a product's terms, exclusions and limitations and the insurance companies' claims-paying ability and financial strength.

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