Business Travel Accident Insurance¹(BTA)

MetLife’s Business Travel Accident Insurance is a form of "blanket insurance" that provides benefits for accidental death and dismemberment that may occur while traveling on company business.

BTA provides employers with a customized, cost-effective benefit solution to help safeguard their employees including 24-hour coverage for a broad array of incidents, when traveling domestically or internationally.

MetLife’s BTA offers coverage for owned or leased aircraft, and scheduled airline and relocation travel, as well as the flexibility to choose additional benefit options, including: child care, seat belt and airbag benefits.

BTA offers employers the flexibility to customize their plan designs and benefit amounts to meet their unique business travel needs. And in terms of customization, MetLife can cover all employees or specific employee classes, and can include coverage for non-employees², such as board of director members and consultants, as well as offer our clients the convenience of consolidating their Life, AD&D and BTA coverages with one carrier.

Plan Enhancement

Travel Assistance,³  is a valuable enhancement to Basic, Supplemental and Voluntary AD&D coverages, as well as Business Travel Accident Insurance. This benefit gives employers and their employees access to emergency services such as: medical assistance, guaranteed hospital admission and political evacuation when they are traveling 100 miles from their home. They also receive support for non-emergencies including help with accessing financial and legal resources.  These services are offered through a relationship with AXA Assistance USA, Inc., an industry leader in travel assistance.

Identity Theft Solutions, an additional benefit packaged with Travel Assistance, educates employees and dependents on preventing an occurrence and provides personal assistance and guidance to help alleviate the stress and time burden that victims face. Employees are provided with:

• Education and Protection including: the identity theft risk & prevention tool kit and resolution guide.
• Personal Guidance including: filing and obtaining police and credit reports, contacting creditor fraud departments, taking inventory of lost or stolen items and more.

Employees don’t have to be traveling to use this benefit; it is accessible whether they are home or away.