This material must be preceded or accompanied by a prospectus for variable annuities issued and/or distributed by MetLife Investors Distribution Company.  Prospectuses for the investment portfolios are available from your financial professional or in the variable annuity sales kit.  The contract prospectus contains information about the contract’s features, risks, charges and expenses.  The investment objectives, risks and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses.  Please read the prospectuses and consider this information carefully before investing.  Product availability and features may vary by state.

MetLife variable annuities have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet their stated goals or objectives. The account value is subject to market fluctuations so that, when withdrawn, it may be worth more or less than its original value. All product guarantees are based on the claims-paying ability and financial strength of the issuing insurance company. Please contact your financial professional for complete details.

Variable annuities are long-term investment vehicles designed for retirement purposes.  Withdrawals or surrenders may be subject to surrender charges.  Withdrawals of taxable amounts are subject to ordinary income tax and if made before age 59 ½, may be subject to a 10% Federal Income tax penalty.  Withdrawals have the effect of reducing the death benefit and cash surrender value.

The amounts allocated to the variable investment options of your account balance are subject to market fluctuations so that, when withdrawn or annuitized it may be worth more or less than its original value.