Life insurance-which kind? MetLife
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If I'm not sure which kind is right for me: image of young man thinking
If I say "I do" 
If I'm having a baby 
If I'm buying a home 
If I'm on a budget
If I don't know how much I need 
If I'm not sure which kind is right for me 

How can you best protect the people in your life?
Your life is full of people you cherish, and life insurance is an excellent way to help restore your family’s financial security if something happens to you. But what kind of policy will best provide for their needs and comforts?

If you’d like coverage for a long time and cash-value accumulation is important to you.
For example, cash values can supplement college funding or retirement income, or can be used to pay future premiums.1

Whole Life Insurance can provide a lifetime of coverage with conservatively invested cash-value accumulation. This is a type of "Permanent" life insurance.

Variable Universal Life Insurance can also provide a lifetime of coverage. With this type of life insurance, the cash-value is is invested in various funding options according to your risk tolerance and investment objectives. This is also a type of "Permanent" life insurance.

If you’d like coverage for a long time and cash-value accumulation is less important to you.

Universal Life Insurance offers flexible premiums, can provide you with a lifetime of coverage and can be the most economical in the long term. This too, is a type of "Permanent" life insurance.

If you’d like coverage for a short time only.

Term Life Insurance provides simple, temporary and limited-term coverage (such as to cover a mortgage or other debt), that is initially the least expensive. It provides no cash value.

More questions? Our Representatives are happy to help.
Still not sure about which type of policy is right for you? You can have a MetLife Representative contact you or we can help you find a MetLife Office. You can also learn more about Term Life Insurance and Permanent Life Insurance on your own.


Variable Life Insurance is offered by prospectus only. The prospectus contains information about the product's features, risks, charges and expenses, and the investment objectives, risks and policies of the underlying portfolios, as well as other information about the underlying funding choices. Read the prospectus and consider this information carefully before you invest. Product availability and features may vary by state. All product guarantees are based on the claims-paying ability of the issuing insurance company.

The amounts allocated to the variable investment options of your account balance are subject to market fluctuations so that, when withdrawn or surrendered it may be worth more or less than its original value.

Please click here for a prospectus, or call 800-MET-5000 or email lifeinfo@metlifeservice.com. Please read the prospectus carefully before investing or sending money.

Life insurance issued by Metropolitan Life Insurance Company, New York, NY, 10166, MetLife Investors USA Insurance Company, Irvine, CA, 92614 (except in NY), and First MetLife Investors Insurance Company, New York, NY (NY only), members of the MetLife family.

Variable products are issued by MetLife Investors USA Insurance Company, Irvine, CA, 92614 (except in NY), and First MetLife Investors Insurance Company, New York, NY (NY only), and distributed by MetLife Investors Insurance Company, Irvine CA 92614. Securities products offered by MetLife affiliated broker/dealers including Metropolitan Life Insurance Company (member FINRA) or MetLife Securities, Inc. (member FINRA/SIPC), 200 Park Ave. New York, NY 10166.

Like most insurance policies, MetLife's have exclusions, reductions of benefits and limitations and terms for keeping them in force. Your representative will be happy to provide you with the costs and details.

1 Cash values can be accessed through loans and/or withdrawals, but these are likely to reduce death benefits. In addition, withdrawals may be subject to surrender charges and could have a permanent effect on the cash value. Loans reduce the cash value and death benefit by the amount of the loan outstanding plus interest.

 

 


 

Life Insurance Selector: How Much and What Kind Do You Need?


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