"Mom, Dad! Can I borrow the car?"
It’s the day your child has eagerly anticipated — getting a driver’s license. But chances are it’s a day you’ve been dreading. The good news is that you don’t have to play chauffeur anymore. The bad news is that this milestone in your child’s life brings new safety concerns and higher insurance costs. Still, it is a proud day, and you’re probably anxious to get the new driver off to the safest possible start.

Even though young drivers often exhibit a great deal of confidence behind the wheel—in part because of their ability to react quickly — they lack the judgment that comes with experience. The fact is that motor vehicle accidents are the leading cause of death among 15 to 20 year olds. You can encourage safe driving by setting a good example and following safety rules yourself.