Caring for your family exactly as you wish.
No matter what size your estate, make sure you have the right coverage in place to protect your home and other valuable property should something happen to you. MetLife can help you sort out the details and find ways to both protect your property and provide for the people you love.

Is your property protected?
Your home and car are two of your most important assets. By making auto and homeowners insurance a part of your retirement safety net, you can help protect your retirement savings against damage to either one of them.

Helping to provide for loved ones beyond your lifetime.
Having a life insurance policy in place can help provide guaranteed* income for your loved ones and lessen their financial burden when you’re no longer here. The money can help with everything from mortgage payments to college tuition.
There are two basic types of life insurance:  Term Life Insurance or Permanent Life Insurance. What type of policy should you consider? That depends. But we can help you find the right solutions based on your situation.

Leaving something to others.
In general, anyone who meets minimum age requirements can (and should) create a will.  A will can help ensure that your loved ones will be cared for exactly as you wish and can determine distribution of your personal belongings, as well as name the beneficiaries of any financial assets you may leave behind.

Having a will makes it more likely that a larger portion of your property will go to those you designate. 

Put people in charge.
You can’t always rely on being mentally able to make sound decisions in old age. So to ensure your wishes are acted upon, there are three important documents you should consider drawing up now:

• A living will tells doctors exactly what kind of care you do and don't want to receive if you become terminally ill or incapacitated.

• A durable power of attorney for healthcare lets you name a person who will make medical decisions for you. This is also called a healthcare proxy.

• A durable power of attorney for finances designates the person who will handle money decisions.

The above documents need to be executed at a time when you are able to make decisions, so it's important to put them in place as early as possible.

If you have money in an IRA account that you don’t need for your own retirement, you can opt to “stretch” that IRA and possibly extend your tax-deferred earnings to help provide income for a loved one.