Deferred Annuities information for Retirement from MetLife
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deferred annuity is a type of accumulation vehicle that allows you to save for later in life.  With a deferred annuity, you have the option to convert your annuity balance to an income stream which can generate income for the rest of your life. Deferred annuities allow your money to grow tax-deferred and are subject to early withdrawal penalties and ordinary income taxes.*

They can be fixed or variable. If you want fixed income payments, consider a fixed annuity. If you’re prepared to receive variable income payment amounts, based on market fluctuation, then a variable annuity may be the right one for you.

 

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Metropolitan Life Insurance Company, New York, NY 10166 (MLIC). Securities, including variable products offered by MetLife Securities, Inc.(MSI)(FINRA/SIPC), 200 Park Avenue, New York, NY 10166. MLIC & MSI are MetLife companies.

Variable annuities are offered by prospectus only, which is available from your registered Representative. You should carefully consider the product’s features, risks, charges and expenses, and the investment objectives, risks and policies of the underlying portfolios, as well as other information about the underlying funding choices. This and other information is available in the prospectus, which you should read carefully before investing. Product availability and features may vary by state. All product guarantees are based on the claims-paying ability of the issuing insurance company.

The amounts allocated to the variable investment options of your account balance are subject to market fluctuations so that, when withdrawn or annuitized, they may be worth more or less than their original value.

Like most annuity contracts, MetLife's contracts contain exclusions, limitations, reduction of benefits, surrender charges and terms for keeping them in force. A MetLife Representative can provide you with costs and complete details.


 
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