The Term Life & Disability Package


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The Term Life & Disability Package

Now, one simple package from MetLife combines the two types of insurance that families need most.

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If your income stopped unexpectedly, how would it impact your family?

MetLife, we believe life and disability income insurance are the foundation to creating your own personal safety net. So we've created a straightforward and surprisingly affordable package that makes getting the basic protections you need easier than ever.

How

easy? Have one our insurance representatives show you. Call 1-800-METLIFE, or complete the secure form below.

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Term Life Insurance	Disability Income Insurance
Life Insurance Calculators	Disability Income Calculator

¹ Trillion Dollar Baby: The Sales Potential of the Underinsured Life Market, LIMRA International, 2005.

² National Association of Insurance Commissioners Individual Disability Table A, 1985.

³ Council for Disability Awareness Claims Study, 2005.

Like most insurance policies, MetLife insurance policies contain exclusions, limitations, reductions of benefits and terms for keeping them in force. Your MetLife representative will be glad to provide you with costs and complete details.

Metropolitan Life Insurance Company, New York, NY, 10166. The disability income policy provides disability income insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Insurance Department. The expected benefit ratio for these disability income policies is at least 50 percent. This ratio is the portion of future premiums which the company expects to return as benefits, when averaged over all people with this policy.

	Many people who know they need more life insurance – estimated at 48 million American households¹ – will not take action. Why?

	•	74 percent feel
		they can't afford it
	•	52 percent don't know
		how much is right for them
	•	43 percent worry
		about making the wrong decision

1 in 3 working Americans will become disabled for 90 days or more before age 65².

Over 100 million workers do not have private dis- ability income insurance³.

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