Let's face it, home projects can be expensive. You may be tempted to tackle them yourself as a way to save money. For small projects, that may be a smart move. You don't have to wait for someone else to fit your house into their schedule, and you can take pride in doing the work yourself. Unless you're particularly handy, however, large home improvement projects are better left to the pros. If you're remodeling the kitchen, ask yourself if you can handle the plumbing, electrical and carpentry work. And don't forget that you need to finish it all quickly, because in the meantime you'll be without a kitchen.
Hiring people who have experience can save you money and time, too. For example, these professionals can help you get a custom look using stock products, and that can be a significant savings. Getting something done right--the first time--will give you value that lasts for years.
Word-of-mouth is a good way to start looking for home improvement specialists. Check with friends, business associates and neighbors for recommendations.
Always ask for at least three references - and check them out. Check, too, with your local chapter of the Better Business Bureau. Make sure everyone is in agreement about design, schedule and budget. Get the details down in writing in a signed contract. You'd also be wise to check on professional certifications and state licenses, where required, and insist that any contractors you hire are fully insured and bonded. Contact your town or city Building Department for information.
In particular, make sure contractors carry workers' compensation insurance so that if any workers are injured on the job, you won't be held liable. Ask for a copy of their insurance certificates. Also make sure that you or the contractor secure any necessary permits before beginning the work. Contact your local Planning and Zoning Commission for information. Here's a quick overview of some of the pros you may work with in remodeling your home:
Architect. These professionals design homes or additions from the foundation to the roof.
If you're planning structural changes--adding or taking out walls, for example--or anticipate a complex design, you'll probably want an architect. You may pay an hourly fee or a flat fee. Be sure to get an estimate of the total cost: It can take 80 hours or more to draw up plans for a major remodeling project. To find a certified architect in your area, contact the American Institute of Architects.
Contractor. This person oversees the nuts-and-bolts aspects of your home improvement project, such as hiring and supervising workers, getting permits, making sure inspections are done as needed and providing insurance for work crews. You may wish to get proposals from one or more reputable contractors, based on specific details of your project. Be sure each contractor bids on exactly the same plan for comparison purposes. Once you've chosen a contractor, make sure your contract specifies that you will pay in several stages. It's customary to pay one third when the contract is signed so that the contractor can buy supplies. The number and timing of other payments depends on the size of the job, but do not make final payment until all work is successfully completed, inspected and approved. Visit the National Association of the Remodeling Industry for homeowner tips and a list of NARI remodelers members in your area.
Interior Designers. These specialists offer advice on furnishings, wall coverings, colors, styles and more. They can help save you time (by narrowing down selections) and money (from the professional discounts they might receive). When meeting with an interior designer, be sure to talk about your personal style and preferences. Expect to pay an hourly rate, or you may negotiate a flat fee of perhaps 25% of the total project cost. For a referral to local interior designers, contact the American Society of Interior Design.
