Supplemental IndividualDisability Income Insurance
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The competition to hire and retain key executives is greater than ever. It’s not surprising that more companies are offering special executive benefits—49% of companies surveyed in 2006 compared to 39% in 2004.1 

Combining Supplemental Individual Disability Income Insurance with an existing group long term disability plan administered by MetLife or another carrier can help close a critical gap in coverage for highly compensated employees. A supplemental individual disability income insurance program from MetLife offers additional income protection for highly compensated employees, adding the opportunity to insure:

  • Income beyond monthly maximums of the existing group plan, and
  • Compensation from bonuses and commissions (which some group plans may not cover).

MetLife’s Supplemental Individual Disability Income Insurance provides a solution for clients’ employees' income protection needs. Offering Supplemental Individual Disability Income Insurance is also one of the best ways to help recruit, retain and reward executive employees.

With more than 85 years in the individual disability income insurance industry and strong financial ratings, MetLife is a leading individual disability carrier with more than $268 million of in force premium.2

Further, as an enterprise:

  • MetLife provides financial security for millions of people worldwide and has 140 years of insurance industry experience.
  • MetLife provides benefits to over 90 of the top one hundred FORTUNE 500® Companies.3
  • MetLife has consistently received high ratings for financial strength and claims-paying ability from independent ratings agencies.4

By aligning yourself with MetLife, an industry leader, you can achieve unlimited success.

For more information about MetLife’s Supplemental Individual Disability Income Insurance, speak with your Benefits Consultant or MetLife Representative.

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Supplemental Income Protection for Executives
Supplemental Individual Disability Income Insurance can make the difference in helping your clients supplement their employees' base coverage and help attract the right employees.

GSI and Fully Underwritten MetLife Programs
Guaranteed Standard Issue (GSI) and Fully Underwritten MetLife Programs can help provide additional disability income protection for your clients' employees.

Individual Policies
Individual disability income insurance from MetLife can help deliver the income protection your clients' employees need.

Business Products
MetLife understands the unique needs of Small Business owners and has the disability income insurance products to help safeguard your clients' businesses.

1 5th Annual MetLife Study of Employee Benefits Trends, 2007.
2 LIMRA's 2007 Individual Disability Income Insurance Annual Review.
3 FORTUNE 500®, April 2008. FORTUNE 500® is a registered trademark of FORTUNE® magazine, a division of Time, Inc.
4 Based on ratings by A. M. Best, Standard & Poor’s, Fitch and Moody’s Investors Service, 2007.


 
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