Deferred Tax Retirement Savings from MetLife

Annuities

		Annuities Basics

		Deferred Annuities

		Immediate Annuities

		Prospectuses, Performance & Reports

The Metropolitan Series Fund, Inc.

Mutual Funds

Investment Accounts

IRAs

Banking

Planning Services

Benefits Through Your Employer


MetLife Home > Individuals > Investments > Annuities > Annuities Basics >

If I want to make more efficient use of my assets

Frank

Meet Frank. Frank is 58 years old. He's a conservative investor. The risk of stocks and bonds doesn't interest him.


Currently, Frank mostly invests in CDs to supplement the annual contributions he makes to his 401(k) plans:
		$400K in CDs
		$550K in 401(k) plans

Frank is tired of paying taxes on interest he earns from his CDs and wonders if that money can work harder. He's willing to commit a large sum of money to retirement but wants investments that match his conservative nature.


Frank put $200K from his CDs* into a Preference Guaranteed Select® Deferred Fixed Annuity*, which gave him:
		steady, predictable growth
		tax-deferred savings**
		access to his money ***
		the option to convert his earnings to lifetime income later on

With a deferred fixed annuity, Frank found a great way to make his money work harder for him, making his retirement more financially secure. So can you.

Learn more about Preference Guaranteed Select® Deferred Fixed Annuity*


	If you have more questions, or if you're ready to make an annuity part of your personal retirement plan, have a MetLife Representative contact you.

* CDs have FDIC protection, generally up to $100,000. Fixed annuities do not have FDIC protection; they are guaranteed by the insurer.

** Applies to nonqualified annuities. All IRAs receive tax deferral. So there should be reasons other than tax deferral for purchasing a variable annuity as an IRA.

*** Withdrawals are generally subject to ordinary income tax. Withdrawals prior to age 59½ are generally subject to a 10% tax penalty. Withdrawal charges may apply.. Preference Guaranteed Select Deferred Fixed Annuity is issued by Metropolitan Life Insurance Company, New York, NY 10166. Guarantees subject to the financial strength and claims paying ability of Metropolitan Life Insurance Company. The market value adjustment may apply to withdrawals during a guarantee period. The market value adjustment may result in a higher or lower adjustment for the account value.

Like most annuity contracts, MetLife’s contracts contain surrender charges, exclusions, limitations and terms for keeping them in force. See your MetLife Representative for complete details.

Pursuant to IRS Circular 230, MetLife is providing you with the following notification: The information contained in this document is not intended to (and cannot) be used by anyone to avoid IRS penalties. This document supports the promotion and marketing of insurance products. You should seek advice based on your particular circumstances from an independent tax advisor.


		RelatedLinks

		Annuities FAQs
		Annuities Glossary
		Types of Annuities

Legal Notices