Variable insurance products, including variable annuities, are offered by prospectus only. The prospectus contains information about the product’s features, risks, charges and expenses, and the investment objectives, risks and policies of the underlying portfolios, as well as other information about the underlying funding choices. Read the prospectus and consider this information carefully before you invest. Product availability and features may vary by state. All product guarantees are based on the financial strength and claims-paying ability of Metropolitan Life Insurance Company.

Like most annuity contracts, MetLife contracts contain exclusions, limitations, reductions of benefits, surrender charges and terms for keeping them in force. Your MetLife representative can provide you with costs and complete details.

Call 800-638-7732 to receive a prospectus by mail. Please read the prospectus carefully before investing or sending money.

Variable annuities issued by Metropolitan Life Insurance Companies or MetLife Securities, Inc. (Member FINRA/SIPC). Metropolitan Life Insurance Company and MetLife Securities, Inc. are affiliates, both located at 200 Park Ave., New York, NY 10166.