Even though your condo or co-op association may carry a master insurance policy (which you help pay for through monthly or yearly assessments), all condo or co-op owners need to purchase insurance protection.

Our affordable, comprehensive condo and co-op insurance policies address your insurance needs -- and protect your important financial investment. Some of our coverage features are:

Replacement Cost Coverage
Replacement Cost Coverage is provided for:
• building improvements made to your unit
• structures at your residence that you own privately
• building property that’s your responsibility under a property owners' agreement
• personal property you own (available for an additional premium)

Loss Assessment Coverage
As a condo or co-op owner, you share responsibility for certain community resources. From time to time, an association may levy additional, unscheduled assessments on all property owners to pay for repairs or lawsuits that aren't covered by the association's master insurance policy. A MetLife Auto & Home condo or co-op policy helps shield you from those potential costs by including $1,000 loss assessment coverage at no additional charge. Higher Loss Assessment coverage limits are available for an additional premium.

Protection From Lawsuits
We provide $100,000 of coverage (or more if you choose) for bodily injury and property damage to others for which the law holds you responsible. We will also cover your legal defense costs. If you desire higher limits, a Personal Excess Liability Policy may be available, with limits starting at $1 million.

Identity Protection Services*
Identity theft is a growing problem that can affect anyone and cause financial hardships.  Most MetLife Auto & Home customers receive -- at no additional premium -- our Identity Protection Services.  If you're the victim of identity theft, we'll assign you an identity theft professional who will help you contact creditors, sign affidavits, and more.

Worldwide Protection
Any where you go, MetLife Auto & Home is there to protect you.  A MetLife Auto & Home Condominium policy provides protection for your loss or damage to your personal property even when you are traveling away from home.  And, if you lost your passport or identification anywhere in the world our Identity Protection Services would help you replace it.

Discounts to Help You Save
We offer several ways to save money on your condo or co-op insurance policy:
• Claims Free. Stay with us for five years or more with no claims and you’ll qualify for a premium discount.
• Multi-Policy. Choose us for your condominium and auto coverage and you’ll be rewarded with our “Auto Policy Plus” discounts.
• Protective Devices. Install safety and security devices in your home and you could secure significant savings.

24/7/365 Claim Service
When you purchase a condo or co-op insurance policy from MetLife Auto & Home, you get the same round-the-clock claim service we give all our policyholders.

Guaranteed Repair Work
Through our Guaranteed Repair Contractor Program, we have a network of reputable contractors across the United States. If you choose to use one of them to repair your condo or co-op, you can be confident that the business will stand behind its work.

Easy and Flexible Payment Plans
MetLife Auto & Home offers a variety of payment plans including ExpressIT^®, which deducts your payments from a checking account. There are no checks to write, and you get to pick your own billing dates.

Get a Free, No-Obligation Quote
Call MetLife Auto & Home at 1-800-MET HOME for a condo or co-op owner's quote today.