Driving is a privilege, but it has a price. There’s the cost to purchase a vehicle, maintenance, repairs, fuel, and, of course, auto insurance. When you buy auto insurance, you’re paying for more than replacement or repair of your vehicle after an accident. You’re buying a financial safety net—protection against financial losses that might otherwise be staggering.

This brochure will guide you through some important decisions about your automobile  insurance. It will provide information to help you determine how much coverage you need; how much liability insurance you need, and an appropriate deductible amount. Additionally, you will learn ways to help save money on auto insurance.