| HOUSING |
| Rent or mortgage |
___________________________ |
| Insurance |
___________________________ |
| Property taxes |
___________________________ |
Utilities
(gas, oil, electric, water) |
___________________________ |
| Telephone |
___________________________ |
| Repairs |
___________________________ |
| Cleaning |
___________________________ |
| Furniture and appliances |
___________________________ |
| Other |
___________________________ |
|
| Total |
___________________________ |
|
|
| Grocery purchases |
___________________________ |
| Restaurants |
___________________________ |
|
| Total |
___________________________ |
|
|
| Car payment |
___________________________ |
| Gas and oil |
___________________________ |
| Insurance |
___________________________ |
| Repairs |
___________________________ |
| Public transportation |
___________________________ |
| Parking |
___________________________ |
| Other |
___________________________ |
|
| Total |
___________________________ |
|
|
| Insurance |
___________________________ |
Non-reimbursed
medical payments |
___________________________ |
Prescription &
nonprescription drugs |
___________________________ |
| Dental care |
___________________________ |
Vision care,
eyeglasses, contacts |
___________________________ |
| Other |
___________________________ |
|
| Total |
___________________________ |
|
|
| Clothing |
___________________________ |
| Laundry/Dry cleaners |
___________________________ |
Personal care
(haircuts, toiletries) |
___________________________ |
| Child care |
___________________________ |
| Children's allowances |
___________________________ |
| Gifts |
___________________________ |
| Other |
___________________________ |
|
| Total |
___________________________ |
|
|
*Credit card charges
and payments |
___________________________ |
| Student loan payments |
___________________________ |
| Other installment loans |
___________________________ |
|
| Total |
___________________________ |
|
|
| Movies, concerts, etc. |
___________________________ |
| Hobby expenses |
___________________________ |
| Books and magazines |
___________________________ |
| Club memberships |
___________________________ |
| Vacations |
___________________________ |
| Other |
___________________________ |
|
| Total |
___________________________ |
|
|
| Life insurance |
___________________________ |
| Disability insurance |
___________________________ |
| Other taxes |
___________________________ |
| Education |
___________________________ |
Professional services
(attorney, accountant) |
___________________________ |
| Bank charges |
___________________________ |
| Organization dues |
___________________________ |
| Charitable giving |
___________________________ |
| Other |
___________________________ |
| Other |
___________________________ |
| Other |
___________________________ |
| Total |
___________________________ |
|
| Total Expenses |
___________________________ |
* Use this category to record purchases only if you don't put individual charges under other categories. For example, if you used a credit card to purchase clothing, you can list the purchase under Personal or under Loans.
If you don't pay the full balance on your credit cards each month, be sure to keep track of how much you're charging as well as how much you're paying and how much interest is being added to the unpaid balances on your accounts.
