References
The Budget Kit: The Common Cents Money Management Workbook
Judy Lawrence, Dearborn Financial Publishing

Quick & Easy Budget Kit - 4 Steps to Manage Spending, Save Money, and Build Financial Security (CD & Workbook)
by Jennifer Openshaw
Publisher: Family Financial Network

The Everything Budgeting Book: Practical Advice for Spending Less, Saving More, and Having More Money for the Things You Really Want (Everything Series)
by Tere Drenth
Publisher: Adams Media Corporation

Consumer Information from the Federal Government
The quarterly Consumer Information Center catalog lists more than 200 helpful federal publications. For your free copy, write: Consumer Information Catalog, Pueblo, CO 81009, call 1-888-8-PUEBLO or visit www.pueblo.gsa.gov.

Helpful Links
www.aaii.com
American Association of Individual Investors offers trusted articles and guidance on stock investing, mutual funds, bonds, retirement planning and more.

www.consumercredit.com
American Consumer Credit Counseling, Inc. helps consumers regain control over the quality of their lives through financial education, counseling, and debt management.

www.lowermybills.com
Lower My Bills.com, part of Experian Interactive, is a free online service for consumers to compare low rates on monthly bills and reduce the cost of living.