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Social Security Decisions

Making an informed decision about when to take Social Security can help you maximize your retirement income. You may benefit from delaying your payments. MetLife has the expertise to help you make the right choices and can offer guarantees* for the "if" in life.

So when should I begin taking Social Security?

In just 3 quick steps, the Decision Tool can help you decide:

When's the best time to start Social Security retirement benefits?
Does it really pay to wait?
What other considerations play a factor?

Start the decision tool now>

Remember: Just because you can begin receiving Social Security benefits at age 62 doesn't mean you should. That's because your Full Retirement Age is between 65 and 67, depending on when you were born, and taking benefits before then permanently reduces the amount you will receive each year.

You can increase your annual Social Security income by opting to start receiving your benefits at a later date - even past your Full Retirement Age, up to age 70. In fact, the longer you wait, the higher your payments will be - for the rest of your life.

However, depending on your personal circumstances, a larger monthly benefit isn't always worth the wait. A MetLife Representative can help you figure out strategies and solutions that work for you.


	Related Links

			The Right Time To Begin Social Security Benefits (PDF)


	Retirement Toolbox

			Helpful tools for planning your retirement >


	Insights from the Mature Market Institute

			Access research from our comprehensive expert center >

*Guarantees apply to certain insurance and fixed annuity products (not securities, variable products or investment advisory products) and are subject to product terms, exclusions and limitations and the insurer's claims paying ability and financial strength.

Metropolitan Life Insurance Company, New York, NY 10166. Neither MetLife nor its Representatives provide tax or legal advice. Please consult your tax advisor or attorney for such guidance.

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The information contained in this website is not intended to (and cannot) be used by anyone to avoid IRS penalties. This website supports the promotion and marketing of MetLife insurance and annuity products. You should seek advice based on your particular ircumstances from an independent tax advisor.

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