Guaranteed Standard Issue (GSI) Program

MetLife Disabiltiy Income's Guaranteed Standard Issue (GSI) program can help provide employees with more comprehensive income protection in the event of a loss of income due to an accident or sickness. Not only can a GSI program help provide a higher and more appropriate level of coverage for employees, but it can be implemented with limited underwriting, no medical exams and an abbreviated application. In addition, flexible payment options allow an employer to pay all, some or none of the premium. The premium can also be paid as a bonus to key employees or executives.

The Key Features of a GSI Program

• Noncancelable and/or Guaranteed Renewable coverage available.
• Higher income replacement for a more robust disability solution.
• Discounted unisex rates and limited underwriting.
• Policies are portable and the benefits can be tax-free (if premiums are paid with after-tax dollars).

Fully Underwritten MultiLife Program

By offering MetLife Disability Income's Fully Underwritten MultiLife program, you can help provide income protection to your clients with as few as three eligible employees. In addition to premium discounts, the flexible payment arrangements and optional benefits of this program make it easier to choose the right program.

The Key Features of a Fully Underwritten MultiLife Program

• Noncancelable and/or Guaranteed Renewable coverage available.
• Maximum benefit and premium flexibility.
• Portable policies.
• Discounted unisex rates.

Quick Links:

• WhyMetLife: Resources and Tools

Additional Information:

Supplemental Individual Disability Income Insurance Overview

Individual Policies

Business Products

Supplemental Income Protection for Employees

For more information about MetLife's Supplemental Individual Disability Income Insurance, speak with your Benefits Consultant or MetLife Representative.