MetLife understands small business owners have unique needs. We can help you protect your clients and their business. When it comes to protecting livelihood and assets, shouldn't they be prepared if the unexpected occurs? MetLife offers a complete portfolio of income and business protection products to help safeguard the prosperity of your clients' businesses and futures.

• Expense Plus, MetLife's Business Overhead Expense Protection policy, provides a robust benefit to help ensure that a small business doesn't have to close down if an owner becomes disabled. Expense Plus¹ reimburses the owner's share of normal and customary expenses of the business, such as rent, utilities, employee wages and premiums for employee benefits, while the owner is disabled, up to the limits of the policy.

• MetLife's Buy-Sell Business Protector² insurance policy can help prevent economic hardship should a long-term disability befall one of the business owners. With MetLife's Buy-Sell Policy, everyone comes away protected. The policy provides funds for the other owners to purchase the disabled insured's ownership interest (up to the policy limits), and the other owners may be able to acquire the disabled owner's share of the business with minimal business interruption.

Quick Links:

WhyMetLife: Tools and Resources

Additional Information:

Supplemental Individual Disability Income Insurance Overview

Individual Policies

Guaranteed Standard Issue (GSI) and Fully Underwritten MetLife Programs

Supplemental Income Protection for Executives

¹Subject to eligibility requirements.

²Subject to eligibility requirements and not available in all states. Ask your representative for complete costs and details.