Applications are first reviewed to determine whether the project addresses a significant social need related to MetLife's program interests. Other criteria include:

Financial feasibility
Evidence that the project makes economic sense and that the investment will be repaid.

Management capability
Demonstrated managerial experience, internal fiscal controls and a proven track record for completing projects. Organizations with at least three years of related experience are preferred.

Leverage
Use of the social investment to induce other public and private investors to participate.

Need
Lack of available commercial financing at feasible rates and terms.

Impact
Investments that expand the capacity and self-sufficiency of economically disadvantaged groups, affect more than a local population or have the potential for replication in other communities.

Community support
Demonstration of support from local business, government and community groups.