It takes just minutes for a fire or tornado to destroy the house you've spent years making into the home you love. Make sure you can rebuild your house and your life with quality home insurance from MetLife Auto & Home. Take advantage of these great benefits of our home insurance policies:
If your home were destroyed...
We'd rebuild it, no matter what the cost.1 With Coverage A Plus, our homeowners insurance policies include full replacement cost coverage.1 That means that if your house were destroyed, we'd cover the full cost to repair or rebuild it, even if that dollar amount was greater than the limit of liability shown on your policy. Did you know that some insurance companies won't pay more than what's on your policy, even if construction costs have increased? MetLife Auto & Home is one of the few insurance companies to offer this valuable coverage.
If your home needed to be repaired...
We'll help fix it. Our network of reputable contractors is available in locations throughout the United States through our General Contractor Program. These credentialed contractors meet stringent requirements to work with our customers. A two year warranty is included on the repairs completed through this network.
If you suffer a loss of personal property...
We won't deduct for depreciation. If you have our replacement cost option, we will pay you the dollar amount it costs to replace your possessions today, without any deduction for depreciation2. MetLife Auto & Home is proud to offer this option, which not all insurance companies do. Do you have adequate coverage for your personal property? Find out, using our Personal Property Inventory.
If your identity gets stolen...
We provide Identification Theft Protection Service for most homeowners insurance customers - at no additional cost. If you're a victim of identity theft, we'll assign you an identity theft resolution specialist who will help you contact creditors, sign affidavits, notify police, and more.
If you decide to travel around the world...
We'll be there for you. Whether you've packed your suitcase for a trip to see Aunt Nancy in Omaha or tour Italy, we'd cover the loss or damage of your personal possessions during your journey -- wherever you are in the world. And if you lose your passport while traveling, our Identity Theft Protection Service would help you replace it.
If you're looking for stability...
We're financially strong. As the wicked hurricanes, wildfires, and tornados of the last few years have shown, a home insurance company is only as good as its financial backing. A large natural disaster can easily overwhelm an insurance company and put it out of business before it pays your claim. MetLife Auto & Home has been helping policyholders rebuild their lives for over 36 years. MetLife Auto & Home, a subsidiary of MetLife, Inc. (NYSE: MET), is one of the nation's leading personal lines insurance companies. MetLife Auto & Home has a rating of A (Excellent) from A.M. Best Company (April 2008), the leading evaluator of insurance company solvency and financial strength.
If you need to file a claim...
Our claim service is among the best of the best.
If you are looking to simplify your life...
You can take advantage of flexible payment plans, including ExpressIT®, which conveniently deducts home insurance payments from your bank account. This plan features no paper bills, no checks to write and no clutter. Available payment plans vary by state.
