We repair or replace your home
Whether you own a mobile home or a manufactured home, your MetLife Auto & Home insurance policy will pay you to repair or replace the following:
• Your house
• Attached patios and decks
• Other buildings such as garages and storage sheds
• Additional living expenses you may incur, such as hotel and restaurant bills if you are forced to move out of your home because of a covered loss.
You choose the protection that suits your budget
We want to make our insurance policies fit your wallet, so we offer you two choices in protection.
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Replacement cost protection. This provides coverage to repair or replace your home without any deduction for depreciation, up to the amount of coverage purchased.
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Actual cash value protection. This coverage is less expensive than replacement cost. It pays you the amount to replace your damaged property -- minus depreciation. This protection also applies if you do not actually repair or replace the damaged property, even if you had purchased the Replacement Cost Protection.
You get top-notch benefits
No matter what level of protection you choose, the following benefits come standard with all our mobile home and manufactured home insurance policies:
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Trip collision coverage, which covers your mobile or manufactured home while it's being driven to a new location, is available for an additional premium.
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Worldwide coverage for your personal belongings, which covers the things you own if they're lost, stolen, or damaged wherever you're traveling.
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Water backup coverage for damage that results from water that backs up through sewers, drains, or sump pump wells is available as an optional purchase.
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Identity Theft Protection Services which address the growing problem of identity theft. If you're a victim of identity theft, we'll have you work one-on-one with a counselor who will help you contact creditors, notify the police, sign affidavits -- and restore your good name.
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Legal defense and court costs will be paid if you are sued.
You can save with valuable insurance discounts.
Contact a MetLife Auto & Home representative to ask if you're eligible for these discounts:
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Discount for newer mobile homes when insured on a Replacement Cost basis.
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Discount for approved protective devicesDiscount for mature mobile homeowners.
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Multi-policy discounts. If you have more than one policy with MetLife Auto & Home, including auto and mobile homeowners, you may be able to save up to 10% on certain premiums.
24/7/365 claim service
When you purchase a mobile home or manufactured home insurance policy from MetLife Auto & Home, you get the same round-the-clock, fair, and fast claim service we give all our policyholders.
Get a free, no-obligation quote
Call MetLife Auto & Home at 1-800-MET HOME for a mobile home or manufactured home quote today.