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When disaster strikes, you can count on insurance from MetLife Auto & Home® to help repair or replace your mobile or manufactured home -- and help rebuild your life.

We repair or replace your home

Whether you own a mobile home or a manufactured home, your MetLife Auto & Home insurance policy will pay you to repair or replace the following:

• Your house
• Attached patios and decks
• Other buildings such as garages and storage sheds
• Additional living expenses you may incur, such as hotel and restaurant bills if you are forced to move out of your home because of a covered loss.

You choose the protection that suits your budget

We want to make our insurance policies fit your wallet, so we offer you two choices in protection.

  • Replacement cost protection. This provides coverage to repair or replace your home without any deduction for depreciation, up to the amount of coverage purchased.
  • Actual cash value protection. This coverage is less expensive than replacement cost. It pays you the amount to replace your damaged property -- minus depreciation. This protection also applies if you do not actually repair or replace the damaged property, even if you had purchased the Replacement Cost Protection.

You get top-notch benefits

No matter what level of protection you choose, the following benefits come standard with all our mobile home and manufactured home insurance policies:

  • Trip collision coverage, which covers your mobile or manufactured home while it's being driven to a new location, is available for an additional premium.
  • Worldwide coverage for your personal belongings, which covers the things you own if they're lost, stolen, or damaged wherever you're traveling.
  • Water backup coverage for damage that results from water that backs up through sewers, drains, or sump pump wells is available as an optional purchase.
  • Identity Theft Protection Services which address the growing problem of identity theft. If you're a victim of identity theft, we'll have you work one-on-one with a counselor who will help you contact creditors, notify the police, sign affidavits -- and restore your good name.
  • Legal defense and court costs will be paid if you are sued.

You can save with valuable insurance discounts.

Contact a MetLife Auto & Home representative to ask if you're eligible for these discounts:

  • Discount for newer mobile homes when insured on a Replacement Cost basis.
  • Discount for approved protective devicesDiscount for mature mobile homeowners.
  • Multi-policy discounts. If you have more than one policy with MetLife Auto & Home, including auto and mobile homeowners, you may be able to save up to 10% on certain premiums.

24/7/365 claim service

When you purchase a mobile home or manufactured home insurance policy from MetLife Auto & Home, you get the same round-the-clock, fair, and fast claim service we give all our policyholders.

Get a free, no-obligation quote

Call MetLife Auto & Home at 1-800-MET HOME for a mobile home or manufactured home quote today.


This information, although a reasonable description of the coverage provided, does not constitute part of the policy or binder of insurance and shall not be construed to replace any provision of the policy itself. In the event of any conflict between the policy and this information, the provisions of the policy shall prevail. It is therefore important that you read your policy carefully for complete details.


MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its Affiliates Warwick, RI.


 


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