Your boat is probably one of your most treasured possessions. But, it can also be your most vulnerable -- at risk of damage from storms, strong winds, theft, and accidents. That's why MetLife Auto & Home's boat insurance will provide shelter to your boat and protection for you and your passengers.

No matter what course you chart, you're prepared for rough waters with MetLife Auto & Home.

We'll fix or replace your boat*

Our boat coverage comes fully equipped, and we'll pay for both partial and full covered losses to your boat. Our policies provide physical damage protection* for your:

• Boat hull
• Boat motors
• Boat trailers
• Boating equipment
• Personal effects such as clothing, portable radios, fishing equipment, water skis, and more. (This is an optional coverage you can add onto your boat insurance policy.)

You're protected, if you get sued

Boating is an enjoyable -- but potentially dangerous -- endeavor. When you choose MetLife Auto & Home boat insurance, you get liability insurance that protects you and members of your household, if you or they were legally liable for injuries or property damage arising from a boating accident. We would also pay the costs to defend you against lawsuits, if you're sued.*

Your passengers get help if they're injured*

We provide you with Medical Payments Coverage, which pays for reasonable medical expenses, regardless of fault, if someone is injured on your boat. (Up to $1,000 for each injured person; higher limits are available).*

Uninsured Boaters Coverage is also available. This optional coverage will pay for bodily injury caused by another boater who does not have insurance. This coverage is not available in all states.

We help out when a hurricane threatens

We'll pay you up to $250 for expenses when you haul your boat out of the water or to a protected area when a hurricane warning has been issued by the National Weather Service.*

We're there in emergencies

If your boat breaks down, we'll pay you $250 under our Emergency Service Coverage for towing and labor on land or water, including delivery of fuel, oil, or a battery.* (Higher limits available.)

You'll get discounts for being safety conscious

We share your commitment to safe boating, so we reward you with discounts on certain boat insurance coverages (subject to individual qualification and state availability):

• Safety course discounts. These are available to those who complete U.S. Coast Guard Auxiliary courses or U.S. Power Squadron Safety programs.
• Protective device discounts. You'll save if your boat is equipped with a depth finder, VHF ship-to-shore radio, radar system, burglar alarm, or other protective device.
• Diesel engine discount. Boats powered by a diesel engine qualify for a discount.
• Coast Guard certification discount. This is for boaters who have passed a Courtesy Marine Examination (CME) provided by the Coast Guard Auxiliary.
• Multi-policy discount. Save more when you have two or more policies with MetLife Auto & Home, including boat, auto, and home.
• Deductible savings. The higher your deductible, the lower your premium will be.

Take Advantage of Flexible Payment Plans

Flexible payment plans at MetLife Auto & Home make things nice and easy. We offer a variety of direct billing options.

Get a free, no-obligation quote today by calling 1-800-638-2886.

Helpful Boat Tools & Guides

• Boat FAQs (Frequently Asked Questions)
• Make a claim 24/7/365
• Life Jacket Awareness  MetLife Auto & Home has teamed up with the U.S. Coast Guard to remind parents/guardians and children that wearing life jackets can save lives. You can't afford to miss this important safety information.
• GrandProtect® insurance policy packages from MetLife Auto & Home combine all your insurance needs -- including boat, home, and auto -- into one policy with one bill and one deductible.
• Boat Insurance Brochure