Who is covered under my auto insurance policy?
Do I need to notify my insurance company about a new driver?
If I loan my car, would I be covered if there’s an accident?
What does the "principal driver" designation on my policy mean?
Am I covered when driving other insured autos on my policy?
If I borrow someone else's car, what insurance pays?
Who are covered drivers under my auto insurance policy?
You, members of your family who live in your house, and anyone who uses your car with your permission are covered under your auto policy. See policy for details.
Back to top
Do I need to notify my insurance company about a new driver?
Yes. Anyone living in your home who is licensed must be listed on your policy, as well as anyone else who drives your car regularly.
Back to top
I often let my friends borrow my vehicle. Are they covered drivers under my auto policy if there were an accident?
Yes. With a MetLife Auto & Home® auto insurance policy, anyone who drives your car with your permission is covered under your policy. See policy for details and restrictions.
Back to top
What does the "principal driver" designation on my policy mean?
The "principal driver" is simply the person who drives an insured auto the most. I'm the principal driver of my auto.
Back to top
Am I covered when driving other insured autos on my policy?
Yes. You are protected when driving all of the autos insured on your policy.
Back to top
If I borrow someone else's car, what insurance pays?
If you're driving someone else's car and you get into an accident, the insurance on the borrowed car would be tapped first to pay for damages. If that insurance weren't adequate, then your personal auto insurance would kick in too. See policy for details.
Back to top
