Historically, over any 10-year period, the stock market has outperformed fixed rate investment vehicles. As a result, many consumers have chosen to invest in equity and debt vehicles like stocks and bonds. Although there are no guarantees, and past performance is no indication of future results, equities can provide the potential for significant growth with an added level of risk.

Professionally Managed Investment Options

Equity Advantage VUL gives you the opportunity to allocate your assets (net premium plus accrued cash value) to one or more of 53 funding options plus a Fixed Account, each professionally managed and designed to let you choose the general amount of risk you want to assume. Generally, the level of risk you choose to assume corresponds to the chance for greater or lesser economic reward.

The most secure choice is the Fixed Account. The Fixed Account pays declared rates of interest guaranteed for one-year periods, never falling below 3%. Your other choices include the 48 funding options that make up MetLife's "Separate Account."

See your funding options listed by investment manager, or categorized by investment style and relative risk.

You have complete control over how you allocate your assets among the Fixed Account or among the funding options of the Separate Account. You may also change your allocation as often as you like. At present, there is no charge for asset transfers between accounts or funds.^*

For more information, see the prospectus.

Variable insurance products, including variable annuities and variable life insurance, are offered by prospectus only.  The prospectus contains information about the product's features, risks, charges and expenses, and the investment objectives, risks and policies of the underlying portfolios, as well as other information about the underlying funding choices.   Read the prospectus and consider this information carefully before you invest.  Product availability and features may vary by state.  All product guarantees are based on the claims-paying ability of the issuing insurance company.

Please click here for a prospectus, or call 800-MET-5000 or email lifeinfo@metlifeservice.com. Please read the prospectus carefully before investing or sending money.