MetDESK^®, MetLife's Division of Estate Planning for Special Kids MetDESK helps families who have children and other dependents with special needs through the maze of legal and financial complexities surrounding planning for the future. Through education, MetDESK helps secure not just lifetime care but quality of life. MetDESK addresses such critical issues such as:

How to protect eligibility for important government benefits such as Supplemental Security Income (SSI) and Medicaid

• Ways in which special needs trust can provide lifetime care while still preserving government benefit eligibility
• Selecting appropriate funding vehicles to fund special needs trusts, including life insurance
• Choosing a trustee, guardian or conservator

As a Voluntary Benefit

MetDESK^® makes sense as a voluntary benefit offering since it makes critical and valuable information available which employees and their families may not have easy access to elsewhere. 1 out of 5 Americans report a disability (president?s Committee n Employment of People with Disabilities); 7 out of 10 Americans are either directly impacted by a disability or have a family member, friend or associate who has a disability (halfplanet.com) Special needs hits home for so many people, as evidenced in the fact that 7 out of 10 Americans are either directly impacted by a disability or have a family member, friend or associate who has a disability. Chances are virtually all employees will either have a child or other dependent with special needs or know someone who does.

MetDESK^® is a voluntary benefit available for no cost to Institutional customers or employees. On-site educational workshops are delivered by trained Specialists, many of whom have a child with special needs of their own and understand the logistical and emotional issues involved. Employees also receive personalized assistance and a consultation with a financial services representative at no cost, access to a comprehensive website with workshop scheduling capabilities for benefits or HR staff and online appointment capabilities for employees. Employees can also receive a special needs focused bi-monthly newsletter and have access to 1-877-METDESK, a dedicated toll-free customer service line.

Key MetDESK Features

• Powerful educational workshop presentation on planning for the future for a child or other dependent with special needs
• A full array of marketing support materials made available to companies, including brochures, flyers, e-mail communications and newsletters  Website links to our national non-profit partners, leading advocacy organizations in the United States including the Autism Society of America, The Arc, National Down Syndrome Society, United Cerebral Palsy, Special Needs Advocate for Parents (SNAP and National Organization for Rare Disorders (NORD)
• MetLife is a nationally known leader in special needs planning

Please contact us at www.metlife.com/desk for additional information.