Group Insurance Benefits information atMetLife.com

Benefits

Group Benefits

		Group Term Life Products

		Employer Sponsored Long-Term Care

		Group AD&D

		Group Universal Life

		Group Variable Universal Life

		Business Travel Accident Insurance

		Group Disability

		Group Dental

		Post Retirement Benefits

		Group Auto and Home Insurance

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Group Benefits

MetLife and its affiliates have a range of benefit solutions and the expertise your clients need to solve today’s insurance and benefits challenges. Whether your clients need life, dental, or disability insurance, or other benefits, with the MetLife companies you can help your clients choose from a wide portfolio of benefit solutions. When you choose to provide access to voluntary benefits from MetLife, you have the confidence of knowing that MetLife has over 140 years of experience in the insurance industry.

Our affiliate, MetLife Auto & Home^®, the industry leader in providing employer-sponsored auto and home insurance, has also built its strong reputation since 1972.

With MetLife and its affiliates, your clients also get the advantage of our responsive customer service and delivery. Our sales representatives take a consultative approach by analyzing factors, such as company demographics, in order to help provide the best solutions that fit your clients’ needs. Additionally, with the MetLife enterprise, you can help your clients' benefits managers also discover how our eSERVICE capabilities can make managing benefits easier.


Group Term Life Products Our financial strength and experience allow us to offer your clients several group term life insurance options.

Employer Sponsored Long-Term Care Paying for long-term care services without insurance can be costly. Long-Term Care Insurance may help protect employees� life savings.

Group AD&D Accidental Death and Dismemberment (AD&D) insurance provides around-the-clock coverage for employees in the event of covered accidental death, severe injury, or paralysis resulting from accidents on or off the job.

Group Universal Life MetLife's GUL insurance allows your clients and their employees additional group life insurance with cash accumulation and relieves employee benefits managers from the day-to-day administrative tasks typically associated with employee group life insurance.

Group Variable Universal Life Group Variable Universal Life (GVUL) insurance is an enhanced group life insurance program that employers can use to help attract and retain highly-compensated employees or can offer to a broader group of employees.

Business Travel Accident Insurance MetLife�s Business Travel Accident Insurance is a form of �blanket insurance� that provides benefits for covered accidental death and dismemberment that may occur while traveling on company business.

Group Disability We offer services and tools to help appropriately manage employee lost time and improve workplace productivity.
> Why MetLife for Disability?	> A Complete Line of Products and Services
> Claims Management Approach	> Value Added Services
> Technology Tools for Better Disability Management

Group Dental Dental care is a part of healthy living and MetLife has the knowledge and innovation to offer a range of affordable dental benefit plans.

Post Retirement Benefits As an established leader in the life insurance and benefits funding areas, we have combined our expertise to develop a variety of financially attractive retiree life financing alternatives.

Group Auto and Home Insurance Convenience, service and savings with Auto and Home Insurance through the worksite to your clients' qualified employees.

Long-term care insurance underwritten by Metropolitan Life Insurance Company, New York, NY.

Prospectuses for Group Variable Universal Life insurance and its underlying portfolios can be obtained from your MetLife representative or by calling (800) 685-0124. Employees should carefully consider the information in the prospectuses about the contract’s features, risks, charges and expenses, and the investment objectives, risks and policies of the underlying portfolios, as well as other information about the underlying funding choices. Please read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state. All product guarantees are subject to the financial strength and claims-paying ability of Metropolitan Life Insurance Company.

Group Variable Universal Life issued by Metropolitan Life Insurance Company, 200 Park Avenue, New York, NY 10166, and distributed by MetLife Investors Distribution Company (member FINRA), 5 Park Plaza, Suite 1900, Irvine, CA 92614. Securities, including variable products, offered through MetLife Securities, Inc. (member FINRA/SIPC), 200 Park Avenue, New York, NY10166. Policy No. 30037 and in New YorkPolicy Form No. 3003731.

Group Universal Life issued by Metropolitan Life Insurance Company, 200 Park Avenue, New York, NY 10166. Policy Form No. G.9704(2003).

Auto and homeowners insurance underwritten by MetLife Auto & Home®. MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company (CA Certificate of Authority: 6730; Warwick, RI), Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company (CA COA: 6393; Warwick, RI), and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, and discounts are available in most states to those who qualify.

Like most Group Life insurance policies, MetLife group policies contain certain exclusions, reductions, limitations and terms for keeping them in force. Your MetLife representative can provide you with costs and complete details.

Metropolitan Life Insurance Company, MetLife Investors Distribution Company, Metropolitan Property and Casualty Insurance Company and MetLife Securities, Inc. are MetLife companies.


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