Managed Dental Plans (California, Florida and Texas only)
Plans that may help you deliver more value to your clients
With our Dental HMO (DHMO) plans, you are able to present your clients with an extensive range of cost-effective plan choices.
Our MET Series of DHMO plans are designed to align with the latest market trends, dental research and treatment protocols. For example, dental implants and white fillings on posterior teeth (molars) are standard coverages.
Our DHMO networks in California, Florida and Texas provide members with a number of dentists from which to choose. The MET plans also provide broader coverage than many other DHMO plans and they do more to simplify and clarify dental benefits – making it easier for employees and dental offices to understand what’s covered. The MET Series provides:
More than 400 covered procedures1 — includes co-pays for services such as implants, veneers, white fillings, IV sedation, general anesthesia and nitrous oxide
Expanded preventative and diagnostic benefits — providing co-pays for procedures such as brush biopsies and additional cleanings when appropriate
Defined fees for materials and procedures requiring multiple services (e.g., root canals, crowns and bridges) — minimizing fee confusion
Benefiting orthodontic treatment in progress at initial group enrollment — making transition of care easier2
Plus, we offer DHMO Coinsurance Plans to help your clients lower benefit costs while simplifying the introduction of DHMO plans to their employees who traditionally participate in DPPO plans.
With these plans, a member’s out-of-pocket expenses for covered services are presented as percentages of what the plan covers, which may help employees compare coverage relative to DPPO plans to which they are accustom.
For more information, speak to your MetLife representative today.
1 Co-payments apply for many covered procedures and vary by procedure.
2 Continuing orthodontic treatment applies to groups with 2 or more eligible employees.
Dental HMO/Managed Care plans are provided by: SafeGuard Health Plans, Inc., a California corporation in CA, SafeGuard Health Plans, Inc., a Florida organization in FL; SafeGuard Health Plans, Inc., a Texas corporation in TX. The Dental HMO/Managed Care companies are part of the MetLife family of companies. "DHMO" is used to refer to product designs that may differ by state of residence of the enrollee, including but not limited to: "Specialized Health Care Service Plans" in California; "Prepaid Limited Health Service Organizations" as described in Chapter 636 of the Florida statutes in Florida; and "Single Service Health Maintenance Organizations" in Texas.
Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions of benefits, limitations and terms for keeping them in force. Please contact MetLife for complete details
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