Dental Benefits

Group Dental Benefits

Give your employees something to beam about with competitive dental benefits from MetLife.

We offer employers of all sizes a wide variety of cost-effective, flexible benefit plan designs to help you meet your company’s benefits objectives from both a cost and value perspective – with plans employees appreciate. We are continually integrating the latest market trends, clinical research and practice protocols into our standard plans to offer solutions to help you meet your goals.

Products

Dental Preferred Provider Organization (DPPO) plans , including:

• Copay plans.¹ Help lower your dental costs over time while keeping your employees satisfied with flexible plan design options and cost-effective monthly premiums.

• Full Service Dental for Retirees. You can enrich your company's retiree benefits with minimal administration and no benefit expense to your company.

Managed Dental Plans, including

• Dental HMO plans in California, Florida, New Jersey and Texas.

• Dental Managed Care plans in New York.

Indemnity plans. MetLife also provides a traditional fee-for-service dental plan giving participants the freedom to visit any licensed dentist (no network) in the country for covered services.

Options

Graduating Dental Benefits.² These benefits encourage participants to maintain their dental coverage with MetLife and provide enhanced coverage to help ALL participants achieve and/or maintain good oral health.

MetLife Dental Health Manager^SM,3 MetLife’s interactive, turnkey disease management solution specific to dental health that goes beyond education-only offerings.

Plan Choice. Dual and multi-option features are available on DPPO and Dental HMO/Managed Care plans⁴.

Funding arrangements, including:

• Voluntary and Employer-Sponsored options. MetLife offers a variety of voluntary dental plan designs utilizing DPPO⁵ and Dental HMO/Managed Care plans.
• Fully Insured and Self-Funded⁶ options.

With MetLife Group Dental benefits, you can feel confident you’ll receive value for your dental benefit dollars. Speak to your insurance broker or MetLife representative today to get started with a plan that fits your budget and employees’ needs.

Dental benefit plans are available to employers based upon group size, underwriting and state requirements.

¹ MetLife PDP Copay plans are only available to groups with 1,000 or more eligible employees. Copay plans are not available in all states.

² Available for groups with 10 or more eligible employees, excluding Copay plans and Full Service Dental for Retirees.

³ Available for groups with 1,000 or more eligible employees, excluding Full Service Dental for Retirees and Dental HMO/Managed Care benefit plans. Other restrictions may apply. Please contact MetLife for complete details.

⁴ Dental HMO/Managed Care-DPPO or DPPO-DPPO plans are available for groups with 25 or more eligible employees. Dental HMO/Managed Care-Dental HMO/Managed Care plans are available for groups with 10 or more eligible employees.

⁵ Available for groups with 10 or more eligible employees.

⁶ Self-funded programs are available to organizations with 1,000 or more eligible employees. Dental HMO/Managed Care plans are not offered on a self-funded basis.

Group dental insurance policies featuring the MetLife Preferred Dentist Program ("PDP") are underwritten by Metropolitan Life Insurance Company, 200 Park Avenue, New York, NY 10166

Dental Managed Care plan benefits are provided by Metropolitan Life Insurance Company, a New York corporation, in NY. Dental HMO plan benefits are provided by: SafeGuard Health Plans, Inc. a California corporation, in CA; SafeGuard Health Plans, Inc. a Florida corporation, in FL; SafeGuard Health Plans, Inc., a Texas corporation, in TX; and MetLife Health Plans, Inc., a Delaware corporation, and Metropolitan Life Insurance Company, a New York corporation, in NJ. The Dental HMO/Managed Care companies are part of the MetLife family of companies. "DHMO" is used to refer to product designs that may differ by state of residence of the enrollee, including but not limited to: "Specialized Health Care Service Plans" in California; "Prepaid Limited Health Service Organizations" as described in Chapter 636 of the Florida statutes in Florida; "Single Service Health Maintenance Organizations" in Texas; and "Dental Plan Organizations" as described in the Dental Plan Organization Act in New Jersey.

Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions of benefits, limitations and terms for keeping them in force. Please contact MetLife for complete details.