Group Disability Insurance
Enhance your benefit package by offering group disability insurance.
When employers add MetLife group disability insurance products and services to their benefits offering, they and their employees will have the comfort of knowing that they are covered by a company with financial strength and stability.
MetLife has the expert management and resources to ensure employee claims are managed accurately and efficiently, helping to provide a superior service experience for your clients. With MetLife’s group disability insurance, employee claims are managed accurately and efficiently, helping your clients:
- Alleviate their administrative burden
- Minimize interruption to their businesses
- Maximize opportunities to return employees to work when appropriate
- Attract and retain talented employees
Our comprehensive portfolio of products and services
MetLife provides a variety of products and services to help meet the diverse needs of today's employers and employees, such as:
Group Disability
Coverage can include:
- Short Term Disability (STD)
- Long Term Disability (LTD)
- Salary Continuance, Administrative Services Only (ASO) and Advice-to-Pay (ATP)1
- Voluntary Disability)2
- Statutory Disability )1
- LTD Reserve Buy-Outs
Total Absence ManagementSM Leave Management Services3
Our comprehensive portfolio of Total Absence ManagementSM services can help lessen your administrative burden so you can focus on other tasks.
- Federal Family Medical Leave (FML) Administration
- State Leaves including, but not limited to:
- FML & Paid Family Leaves
- Military Leaves
- Company Leaves (beginning 01/01/2010)
- Jury/Witness Duty
- Military (USERRA)
- Bereavement
- Personal
- Parental
- Sabbatical
- Company Medical Leave
- Other Company-Sponsored Leaves
Specialty Products & Services:
Return-to-work incentives
When an employee becomes disabled, MetLife will attempt to minimize any interruption to your clients’ businesses and help the employee return to work if appropriate. In fact, we automatically include significant return-to-work incentives to employees in our standard contract, that include:
- The ability to continue working while disabled without interrupting the elimination period
- Work and Rehabilitation incentives
- Family Care incentive
- Moving Expense incentive
Reporting and technology capabilities
MetLife offers employers ways to understand and evaluate employee absences including their potential impact on costs, operations and productivity. Reporting and processing services include:
Disability Process Automation (DPA)
A web-based application that prioritizes and distributes critical information in a timely and effective way allowing claim specialists to spend more time on personalized service.
Absence Management Reporting (AMR)5
Provides in-depth statistical reporting with comprehensive analysis resulting in consultative recommendations and strategies and improved processes.
Customer Dashboard Reports6
Provides a snapshot of claim experience, demographics, and claim metrics. Ideal for smaller customers or as a supplement to Absence Management Reporting (AMR) for larger customers.
MetLink
Allows employers to quickly and conveniently administer MetLife employee benefit programs.
MyBenefits
Provides employees with online access and a personally integrated view of their MetLife benefits.
For more information, speak to a MetLife representative today.
